Dialogue

Vocabulary

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Lesson Transcript

INTRODUCTION
Becky: Hi everyone, and welcome back to CzechClass101.com. This is Beginner Season 1 Lesson 23 - Opening a Czech Bank Account. Becky Here.
Martin: Ahoj! I'm Martin.
Becky: In this lesson, you’ll learn how to use the instrumental case when talking about opening a bank account. The conversation takes place at a bank.
Martin: It's between a male employee and Helena.
Becky: The speakers are strangers, therefore, they will speak formal Czech. Okay, let's listen to the conversation.
DIALOGUE
Helena: Dobrý den, potřebovala bych si založit běžný bankovní účet.
Zaměstnanec: Jistě. Podmínkou je věk 18 (osmnáct) let a potřebujete dva doklady totožnosti s fotografií.
Helena: Můžu se identifikovat i řidičským průkazem?
Zaměstnanec: Ano, můžete.
Helena: Nejsem Češka. Jak je to s trvalým bydlištěm v Čechách?
Zaměstnanec: Stačí dokument s povolením k pobytu v Čechách.
Helena: Jako studentka mám potvrzení o studiu.
Zaměstnanec: A máte ho s sebou?
Helena: Ano, tady je.
Zaměstnanec: Výborně. Můžete si s námi založit studentský účet.
Helena: To bych moc ráda. Děkuji.
Becky: Listen to the conversation one time slowly.
Helena: Dobrý den, potřebovala bych si založit běžný bankovní účet.
Zaměstnanec: Jistě. Podmínkou je věk 18 (osmnáct) let a potřebujete dva doklady totožnosti s fotografií.
Helena: Můžu se identifikovat i řidičským průkazem?
Zaměstnanec: Ano, můžete.
Helena: Nejsem Češka. Jak je to s trvalým bydlištěm v Čechách?
Zaměstnanec: Stačí dokument s povolením k pobytu v Čechách.
Helena: Jako studentka mám potvrzení o studiu.
Zaměstnanec: A máte ho s sebou?
Helena: Ano, tady je.
Zaměstnanec: Výborně. Můžete si s námi založit studentský účet.
Helena: To bych moc ráda. Děkuji.
Becky: Listen to the conversation with the English translation.
Helena: Hello, I need to open a current bank account.
Employee (M): Sure. Conditions are that you need to be age 18 and you need two types of identification with a photo.
Helena: Can I identify myself by driver’s licence too?
Employee (M): Yes, you can.
Helena: I'm not Czech. What about my permanent address in the Czech Republic?
Employee (M): A residence permit is alright too.
Helena: As a student, I have a student certificate.
Employee (M): And do you have it with you?
Helena: Yes, here it is.
Employee (M): Very good. You can open a student account with us.
Helena: I'd love to, thank you.
POST CONVERSATION BANTER
Becky: We visited the bank in this conversation. That’s an important task for anyone who will be in a country for a long period of time.
Martin: That’s true. You have a lot of choice in the Czech Republic as there are about 44 banks that operate in the country.
Becky: Wow! They don’t all offer a full variety of services though, right?
Martin: No, they don’t. Some just do savings, others just do loans, for example.
Becky: What is the central bank of the Czech Republic?
Martin: It’s the Czech National Bank and it started in 1990.
Becky: Is there much foreign investment in Czech banks?
Martin: There is. If a bank has more than 50% ownership by a Czech entity, then it’s considered Czech. If it is over 50% foreign owned, then it isn’t.
Becky: What types of banks are popular in the Czech Republic? Do people like the big banks or the smaller, local ones?
Martin: People are moving to the smaller banks. Bank fees are usually lower, accounts are free of charge, and internet service is provided.
Becky: How do we say “current bank account” in Czech?
Martin: Běžný bankovní účet.
Becky: Okay, now onto the vocab. Or, I guess, more vocab.
VOCAB LIST
Becky: Let’s take a look at the vocabulary from this lesson. The first word is...
Martin: potřebovat [natural native speed]
Becky: need, require
Martin: potřebovat[slowly - broken down by syllable]
Martin: potřebovat [natural native speed]
Becky: Next we have...
Martin: založit [natural native speed]
Becky: open, set up, start
Martin: založit[slowly - broken down by syllable]
Martin: založit [natural native speed]
Becky: Next we have...
Martin: běžný [natural native speed]
Becky: current, regular, ordinary
Martin: běžný[slowly - broken down by syllable]
Martin: běžný [natural native speed]
Becky: Next we have...
Martin: účet [natural native speed]
Becky: account
Martin: účet[slowly - broken down by syllable]
Martin: účet [natural native speed]
Becky: Next we have...
Martin: doklad [natural native speed]
Becky: document
Martin: doklad[slowly - broken down by syllable]
Martin: doklad [natural native speed]
Becky: Next we have...
Martin: totožnost [natural native speed]
Becky: identity
Martin: totožnost[slowly - broken down by syllable]
Martin: totožnost [natural native speed]
Becky: Next we have...
Martin: trvalý [natural native speed]
Becky: permanent
Martin: trvalý[slowly - broken down by syllable]
Martin: trvalý [natural native speed]
Becky: Next we have...
Martin: povolení [natural native speed]
Becky: permission, permit
Martin: povolení[slowly - broken down by syllable]
Martin: povolení [natural native speed]
Becky: Next we have...
Martin: potvrzení [natural native speed]
Becky: confirmation
Martin: potvrzení[slowly - broken down by syllable]
Martin: potvrzení [natural native speed]
Becky: And last...
Martin: studentský [natural native speed]
Becky: student's
Martin: studentský[slowly - broken down by syllable]
Martin: studentský [natural native speed]
KEY VOCAB AND PHRASES
Becky: Let's have a closer look at the usage of some of the words and phrases from this lesson. The first word is...
Martin: potřebovala bych
Becky: ...meaning "I'd need to." What can you tell us about this construction?
Martin: Potřebovala is the feminine past tense of Potřebovat meaning “to need." Bych is the conditional form of the verb být meaning “I would."
Becky: How do we use this?
Martin: It is a softer, less direct version of potřebuju.
Becky: Which is “I need.”
Martin: You can use when you explain what you need and then ask for help.
Becky: Can you give us an example using this word?
Martin: Sure. For example, you can say, Potřebovali bysme větší byt.
Becky: ...which means "We'd need a bigger flat."
Becky: Okay, what's the next word?
Martin: Založit si
Becky: meaning "to open, to start." What can you tell us about this verb?
Martin: Založit is a perfective verb meaning "to establish” or “to open.” Si is the reflexive pronoun, meaning "for oneself."
Becky: This phrase has several uses. It can be used when talking about establishing or opening something, such as a new company, new school, or a bank account.
Martin: Založit can also mean putting something away into a file or onto a shelf.
Becky: Can you give us an example using this word?
Martin: Sure. For example, you can say, Můžeš si založit vlastní firmu.
Becky: ...which means "You can open your own company."
Becky: Okay, now onto the lesson focus.

Lesson focus

Becky: In this lesson, you'll learn how to use the instrumental case when talking about opening a bank account
Becky: What is the instrumental case used for?
Martin: It’s used to express the means by which something is done. This also includes actions done through something.
Becky: So we would use it in a sentence like “I will pay by bank card.”
Martin: Right. That’s Zaplatím bankovní kartou. It uses prepositions that are similar to “by,” “with,” and “through” in English.
Becky: Let’s look at a conjugation example.
Martin: Fotografie
Becky: meaning “photo”
Martin: is a feminine noun ending in -ie. In the instrumental case, it becomes fotografií.
Becky: Let’s hear another example using the masculine noun for “licence.”
Martin: The nominative form is průkaz. The instrumental form is průkazem.
Becky: And how about a neuter gender noun. We’ll use the noun for “resident permit”.
Martin: The nominative is povolení. The instrumental form is povolením.
Becky: Let’s look at this class in action, so we can get a better idea of when it’s used.
Martin: Můžu se identifikovat řidičským průkazem?
Becky: “Can I identify myself with a driving licence?” As we said earlier, the instrumental case can be used with the preposition “with.”
Martin: S bankovním poplatkem jsem počítal.
Becky: “I expected the bank fee.” Here, it’s being used with “to expect, to take into account.”
Martin: Vybrat si mezi běžným a spořicím bankovním účtem.
Becky: “To choose between current and savings bank account.” Here, it’s being used with “between.”
Martin: Neprodám dům pod cenou.
Becky: “I won’t sell the house below our price.” Here it’s being used with “under, below.”
Martin: In this next sentence, it is used with a personal pronoun. Můžete si s námi založit studentský účet.
Becky: “You can open a student account with us.”
Martin: It’s often used with possessive pronouns too. Počkám před vaším domem.
Becky: “I’ll wait in front of your house.”
Martin: As you can see, this case can be used in many different situations.
Becky: Please read the lesson notes for even more examples!

Outro

Becky: Okay, that’s all for this lesson. Thank you for listening, everyone, and we’ll see you next time! Bye!
Martin: Čau.

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